1. Introduction
   1.1 These Terms & Conditions (“Terms”) govern the use of loomtix.com (“Website”) and the purchase of top-up codes and balance certificates (“Services”). 
   1.2 These Terms constitute a legally binding agreement between you (“User”) and INDICORE RESOURCES LTD, 275 New North Road, PMB 3051, London, N1 7AA, England, United Kingdom (“Company,” “we,” “us,” or “our”).
   1.3 If you do not agree with any part of these Terms, you must not use our Services.
   1.4 By accessing, browsing, or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must refrain from using our Services. Your continued use of the Website following any updates to these Terms constitutes your acceptance of the revised Terms.
   1.5 If you are using our Services on behalf of a business or legal entity, you represent and warrant that you have the authority to bind such entity to these Terms.
   1.6 During your first visit on the Website, while making a purchase, or from time to time, we may request you to confirm your acceptance of the Terms by affirmative actions such as checking a checkbox or clicking the “I Agree” button on a pop-up.
2. Eligibility
   2.1 You must be at least 16 years old to use our Services. 
   2.2 Our Services may not be available in certain jurisdictions due to legal restrictions, including but not limited to territories subject to sanctions or international embargoes.
   2.3 By using our Services, you confirm that you are legally permitted to purchase and use digital top-up codes or balance certificates under the laws of your jurisdiction.
3. Account Registration & User Obligations
   3.1 To access certain Services, Users may be required to create an account by providing accurate and complete information.
   3.2 Users are responsible for maintaining the confidentiality of their account credentials and for all activities conducted through their accounts.
   3.3 Users must notify the Company immediately of any unauthorized use of their accounts or security breaches.
   3.4 Users agree not to engage in fraudulent activities, including unauthorized reselling or distribution of purchased codes.
4. Purchasing Process
   4.1 Users can browse the Website and select desired top-up codes or balance certificates.
   4.2 Selected items are added to the shopping cart, and Users proceed to checkout.
   4.3 Users select a preferred payment method and fill in the necessary mandatory fields.
   4.4 Upon confirming the purchase, Users make payment via a third-party payment service provider.
   4.5 After a successful payment, Users receive an order confirmation and invoice via email.
   4.6 Within the specified delivery period, Users receive an email containing the activation code and instructions for use.
5. Payment Processing
   5.1 Payments are processed by external third-party service providers, which connect our gateway accounts to facilitate transactions.
   5.2 Accepted payment methods may include, but are not limited to, Google Pay, Apple Pay, Paysafe, Skrill, and other designated methods. All methods are region-specific; Users need to check available payment options per location.
   5.3 The Company does not store or process Users’ payment details directly.
   5.4 The Company is not responsible for any issues arising from third-party payment service providers, including transaction failures or unauthorized charges.
6. Delivery of Services
   6.1 Upon successful payment, Users will receive an email confirmation of their purchase.
   6.2 The activation code and related instructions will be sent via email within the designated delivery timeframe specified at checkout. Still, this timeframe is also noted on the product page and description.
   6.3 Users must ensure that the email address provided at checkout is accurate to receive the activation code.
   6.4 The Company is not responsible for delays caused by incorrect email addresses or technical issues beyond its control.
7. Refund & Cancellation Policy
   7.1 Refunds are subject to our separate Refund Policy, which is available on the Website. 7.2 Due to the nature of digital products, refunds may only be issued under specific conditions outlined in the Refund Policy.
   7.3 The Company reserves the right to refuse refunds in cases of suspected fraud, abuse, or violation of these Terms.
   7.4 Cancellation requests must be submitted before the activation code has been delivered. Once the code has been issued, no cancellations will be permitted.
8. User Responsibilities
   8.1 Users agree to provide accurate and up-to-date information when making purchases.
   8.2 Users must ensure the compatibility and validity of the purchased top-up codes or balance certificates before completing a transaction.
   8.3 Unauthorized reselling or distribution of purchased activation codes is strictly prohibited.
   8.4 Users agree not to use the Services for illegal purposes or in violation of applicable laws and regulations. 
9. Fraud Prevention & Security
   9.1 Users acknowledge that fraudulent transactions are strictly prohibited and may result in legal action.
   9.2 The Company reserves the right to cancel or hold transactions for further review if fraud is suspected.
   9.3 For security purposes, the Company may request additional verification before processing high-value transactions.
   9.4 Users engaging in fraudulent activities may be permanently banned from using our Services and reported to relevant authorities.
10. Code Validity & Expiry
    10.1 The Company shall not be responsible for expired, lost, or unused activation codes once delivered.
    10.2 Users should verify and redeem activation codes within the stated validity period, if applicable.
    10.3 The Company will not reissue activation codes once expired or redeemed by the User.
11. Incorrect or Failed Delivery
    11.1 If an activation code is not received within the specified timeframe, the User must contact Customer Support within 36 hours.
    11.2 The Company is not responsible for failed deliveries due to incorrect email input by the User.
    11.3 The User is responsible for checking their spam/junk email folder before contacting support.
12. Third-Party Service Limitations
    12.1 The Company is only responsible for the provision of activation codes and does not guarantee the performance or availability of third-party services.
    12.2 Users must verify regional compatibility before purchasing, as some services may be region-restricted.
    12.3 If a third-party provider refuses to accept an activation code, Users must address the issue with the provider directly.
13. Chargebacks & Payment Disputes
    13.1 Users agree not to initiate chargebacks or disputes without first attempting to resolve the issue with Customer Support.
    13.2 Fraudulent chargebacks may result in legal action and permanent account termination.
    13.3 The Company reserves the right to dispute chargebacks with the payment processor and provide evidence of the transaction.
14. Bulk Purchases & Reselling Restrictions
    14.1 Unauthorized bulk purchases or reselling of activation codes is strictly prohibited. 14.2 Users must obtain prior written approval from the Company before making bulk purchases.
    14.3 The Company reserves the right to cancel suspected bulk orders without notice.
15. Force Majeure Clause
    15.1 The Company shall not be held liable for failure to perform obligations due to circumstances beyond its control, including but not limited to natural disasters, cyberattacks, regulatory restrictions, supplier failures, and technical disruptions.
16. Limitation of Liability

16.1 The Company is not liable for disruptions, financial losses, or service outages caused by third-party platforms where activation codes are redeemed.
16.2 Liability is strictly limited to the value of the purchased product.

18. Non-Transferability & Single-Use Nature
    18.1 Activation codes are non-transferable, non-refundable, and intended for single use. 18.2 Any attempt to resell or reuse an already redeemed code is a violation of these Terms.
19. Restrictions and Limitations
    19.1 Services may not be available in certain territories, including quasi-states and countries under sanctions.
    19.2 Users are responsible for ensuring compliance with local laws regarding the purchase and use of digital top-ups and balance certificates.
    19.3 The Company reserves the right to restrict or terminate access to its Services for Users who violate these Terms.
20. Intellectual Property
    20.1 All content, trademarks, and materials on the Website remain the property of the Company or its licensors.
    20.2 Users are granted a limited, non-exclusive, non-transferable right to use the Website and its Services for personal use only.
    20.3 Any unauthorized reproduction, modification, or distribution of the Website content is strictly prohibited.
21. Limitation of Liability
    21.1 The Company shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of the Services.
    21.2 The Company is not responsible for delays or failures in delivery caused by third-party service providers or technical issues beyond our control.
    21.3 Users acknowledge that the Company provides the Services on an “as is” and “as available” basis, without warranties of any kind.
22. Governing Law & Dispute Resolution
    22.1 These Terms shall be governed by and construed in accordance with the laws of England and Wales.
    22.2 Any disputes arising from or in connection with these Terms shall be resolved through arbitration or courts of England and Wales.
23. Changes to Terms
    23.1 The Company reserves the right to modify these Terms at any time.
    23.2 Continued use of the Website after any changes constitutes acceptance of the revised Terms.
    23.3 Users are encouraged to review the Terms periodically for any updates.
24. Privacy & Data Protection
    24.1 Personal data shall be collected, processed, and stored in accordance with our Privacy Notice.
    24.2 By using our Services, Users consent to the processing of their personal data as described in our Privacy Notice.
    24.3 The Company implements appropriate technical and organizational measures to protect Users’ personal data. 
25. Consumer Rights
    25.1 Users purchasing our Services as consumers may have certain rights under applicable consumer protection laws.
    25.2 Consumers within certain jurisdictions may have the right to request refunds, replacements, or compensation for defective or misrepresented products, subject to applicable legal limitations.
    25.3 If a digital product purchased through our Website is found to be faulty or not as described, Users must contact Customer Support within a reasonable time.
    25.4 Users acknowledge that digital products may be exempt from statutory cooling-off periods or right-of-withdrawal policies under applicable laws.
    25.5 The Company complies with all legally mandated consumer rights obligations and will assess refund or replacement requests based on applicable laws.
    25.6 If local consumer laws provide additional protections beyond those listed in these Terms, such provisions shall take precedence in those jurisdictions.
26. Contact Information
    For any inquiries regarding these Terms, please contact us at [email protected].